Debt Payoff Calculator
Your payoff plan

Turn every payment into forward motion.

Compare payoff strategies, see the real cost of interest, and build a clear month-by-month path to zero.

Build your plan

Enter each current balance, APR, and required minimum.

01Your debts

Add as many balances as you need. Promotional rates are available under the advanced switch.

02Payoff approach
Starting monthly budget · minimums plus extra$0

Monthly projection

The first 36 months are shown here. The CSV export includes the complete schedule and each debt balance.

MonthPaymentInterestPrincipalRemaining

Educational estimate only. Actual creditor calculations, compounding, fees, statement dates, minimum-payment rules, and promotional terms can differ. Confirm payment instructions and payoff amounts directly with each creditor.